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Most vehicle lenders will allow you to keep paying and keep the car, even without a reaffirmation. This is called ride through, where you just keep on going Life After Chapter 7 [My Bankruptcy Story] Car Leases in Bankruptcy: Can You Keep Your Leased Property?

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If you want to file for Chapter 7 bankruptcy and still keep your vehicle, reaffirmation is the key. By reaffirming on your auto debt, If you file for bankruptcy under Chapter 7, you can often keep your car through a process called reaffirmation. This involves

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